RUNAM-ऋणं- DEBT-LOAN

 SUBHASHITHANI:307

 “Neither a borrower nor a lender be,
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.” -Hamlet, Shakespeare

( Husbandry- Careful management of resources )

ऋणं मित्रान्न कर्तव्यं न् देयं चापि मित्रके |
प्रीतिच्छेदकरी ज्ञेया यस्माद्वै ऋणकर्तरी ||  
Rinam mitraanna kartavyam na deyam chaapi mitrake.
Preeticchedakaree gyeyaa yasmaadvai Rinakartaree.
One should neither take a loan from his friends nor give any loans to them, because it can cause disaffection amongst them; hence loan is likened to a scissors.

तत्र मित्र न वस्तव्यं यत्र नास्ति  चतुष्ठयम्    |
ऋ|ण दाता च वैद्यश्च  श्रोत्रियः सजला नदी  |

Tatra mitra na vastvyam yatra naasti chatushthayam.
Runa daataa cha vaidyascha shrotriyh sajalaaa nadi|.
 O friend !  never live in a place where you do not have access to these four.facilities, namely (i) a money lender  (ii)  a physician  (iii) scholars and learned persons and (iv) a perennial river flowing nearby.

गोविन्देति यत्आक्रन्दत् कृष्णामाम्दूरवासिनम् I
ऋणंप्रवृद्धं इवमेह्रिदयात् नअपसर्पति II Mahabharatham

Govindeti yat Akrandat KrishnA mAm doora vAsinam
RiNam pravriddham iva mE hridayAt na apasarpati
Draupadi’s cry of “ Govinda,Pundarikaksha,raksha mam saranagatam “ from a long distance has entered my heart . Its intensity is amplifying by the moment and I am feeling restless  as though not having repaid the debt adequately. ( Krishna at the time of his leaving this world ) 

यावज्जीवेत सुखज्जीवेत ऋणं कृत्वा घृतं पिबेत् I
भस्मीभूतस्य देहस्य पुनरागमनं कुतः II Chaaruvaakaa

Yaavat jeevet sukham jeevet runam krutva ghrutam pibhet I

Bhasmibhootasya dehaya punaraagamanam kutah II
As long as you live, live comfortably; Drink ghee taking a loan. From where does the body spring up again after it turned into ashes?

ऋणं  याञ्च्या  च  वृद्धत्वं  जारचोर  दरिद्रता  |
रोगाश्च भुक्तशेषश्चाप्यष्ट कष्टाः प्रकीर्तिताः ||Subhashitha sangraha
Rinam yaanchyaa cha vrudhatvam jaarachora daridrataa.
Rogaashcha bhuktasheshaschaapyashta kashtaah prrakeertitaah.

Eight hardships are said to exist in a man’s life – loan, begging, old age, lover of a married woman, stealing, poverty, disease, having to eat the left-overs.

प्रत्येकस्य मनुष्यस्य ऋणत्रयं भवति

देवऋणम् ,ऋषि-ऋणम्पितृ-ऋणम् च ।

इदम् अलौकिकम् ऋणम् इति उच्यते ।

Pratyekasya manushyasya runatrayam bhavati I

Deva runam, rishi runam, pitru runam cha I

Idam aloukikam runam iti uchchayate I

A man has three debts at birth; deva runam, rishi runam, and pitru runam.

These are the debts related to spiritual world ( not related to material loans we may incur in our life )

जायमानो वै ब्राह्मणस्त्रिभिर् ऋणवा जायते
ब्रह्मचर्येण ऋषिभ्यो यज्ञेन देवभ्यः
प्रजया पितृभ्य एष वा अनृणो यः
पुत्री यज्वा ब्रह्मचारिवासी तत् अवदानैर् एव
अवदयते तत् अवदानानाम् अवदानत्वं I Taittiriya Samhita

jAyamano vai brAhmaNastribhir RuNavA jAyate
brahmacharyeNa RuShibhyo yaj~jena devabhyaH
prajayA pitRubhya eSha vA anRuNo yaH
putrI yajvA brahmachArivAsI tat avadAnair eva
avadayate tat avadAnAnAm avadAnatvaM

"A Brahmana on birth is born with a threefold debt, of knowledge or mantra (brahmacharya) to the Rishis, debt of sacrifice (yajna) to the Gods, of offspring to the Pitrus. He is freed from his debt who lived as a pupil, who performs yajna (to the Gods) and has a son (putrI); this (debt) he returns (avadayate) by these offerings, and that is why these offerings (avadAna) have their name."- Taittiriya samhita 

अग्नि शेषं ऋणः शेषं शत्रुः शेषं तथैव च ।
पुनः पुनः प्रवर्धेत तस्मात् शेषं न कारयेत् ॥Pancha tantra 

Agnih shesham runah shesham shatru shesham thathaiva cha
 punah punah pravardhet tasmaat shesham na kaarayet
 Fire, loan and enemy traces, even if they remain in small amount, they grow back repeatedly, hence , it is prudence not to permit any remnants of all these three.

कान्ता-वियोगः स्वजनापमानं ऋणस्य शेषं कुनृपस्य सेवा।
दारिद्र्य-भावाद् विमुखं च मित्रं विनाग्निना पञ्च दहन्ति कायम्॥१४॥Chanakya niti
kāntā-viyogaḥ svajanāpamānaṁ ṛṇasya śeṣaṁ kunṛpasya sevā |
dāridrya-bhāvād vimukhaṁ ca mitraṁ vināgninā pañca dahanti kāyam ||14||

The following five situations in life scorch one's body even without  fire.  (1) Loss of one's wife  (2) Insult from one's own kinsmen (3) the constant nagging of indebtedness (4) service under a wicked king or government (5) the lack of attachment exhibited by a dear friend when one is in poverty.

SRI KRISHNAYA THUBHYAM NAMAH 

ROOPAM-(2) -रूपं- FIGURE, FORM,APPEARANCE, BEAUTY

 SUBHASHITHANI:306

या देवी सर्वभूतेषु शक्ति रूपेण संस्थिता।
या देवी सर्वभूतेषु मातृ-रूपेण संस्थिता।
या देवी सर्वभूतेषु दयारूपेण संस्थिता ।
नमस्तस्यै नमस्तस्यै नमस्तस्यै नमो नमः॥Devi stotram

To that Devi Who in All Beings is Abiding in the Form of Power,
To that Devi Who in All Beings is Abiding in the Form of Mother,
To that Devi Who in All Beings is Abiding in the Form of Kindness
I bow to her, I bow to her, I bow to her again & again.’

सरस्वति नमस्तुभ्यं वरदे कामरूपिणि ।
विद्यारम्भं करिष्यामि सिद्धिर्भवतु मे सदा ॥५॥Sarasvati stotram
Sarasvati Namastubhyam Varade Kaama-Ruupinni |
Vidya[a-A]arambham Karissyaami Siddhir-Bhavatu Me Sadaa ||5||

 O Goddess Saraswati, giver of blessings and fulfiller of wishes, I am starting my education/studies, always be available to me(bless me with your presence, bless me with success).

ज्ञानविज्ञानरूपायै ज्ञानमूर्ते नमो नमः ।
नानाशास्त्रस्वरूपायै नानारूपे नमो नमः ॥१६॥Sarasvati stotram
Jnyaana-Vijnyaana-Ruupaayai Jnyaana-Muurte Namo Namah |
Naanaa-Shaastra-Svaruupaayai Naanaa-Ruupe Namo Namah ||16||
 Who is Present in the Form of Knowledge and Intelligence, and Who Embodies Knowledge Itself; Salutations, Salutations to Her. Who is Present as the Essence behind Different Scriptures and in Different Forms; Salutations, Salutations to Her.

स यथेमा नध्यः स्यन्दमानाः समुद्रायणाः समुद्रं प्राप्यास्तं
गच्छन्ति भिध्येते तासां नामरुपे समुद्र इत्येवं प्रोच्यते ।Prasnopanisad

sa yathemaa nadhyah syandamaanaah
samudraayanaah samudram praapyaastam
gachchhanti bhidhyete taasaam
naamarupe samudra ityevam prochyate |5
As these flowing rivers, bound  for the ocean, disappear into the ocean after having reached it, their names  and forms being destroyed and are called simply the ocean - 

अग्निर्यथैको भुवनं प्रविष्टो रूपं रूपं प्रतिरूपो बभूव ।
एकस्तथा सर्वभूतान्तरात्मा रूपं रूपं प्रतिरूपो बहिश्च ॥ ९ ॥Katopanisad

agniryathaiko bhuvanaṃ praviṣṭo rūpaṃ rūpaṃ pratirūpo babhūva |
ekastathā sarvabhūtāntarātmā rūpaṃ rūpaṃ pratirūpo bahiśca || 2.2.9 ||
 As fire, though one, having entered the world, takes a separate forms in respect of different forms, so does the self  of all living beings assume a form for every form and is (yet)outside all forms.

ऋणकर्ता पिता शत्रुर्माता च व्यभिचारिणी।
भार्या रूपवती शत्रुः पुत्रः शत्रुरपण्डितः।।६.११।।Chanakya niti

RiNa-kartA pitA shatrur_mAtA cha vyabhichAriNI |
bhAryA rUpavatI shatruH, putraH shatrur_apaNDitaH ||
A father bequeathing the loan, a mother of loose morals, a wife extremely beautiful and a foolish son – all should be considered as enemies.

कुलं छलं धनं चैव रुपं यौवनमेव च ।
विद्या राज्यं तपश्च एते चाष्टमदाः स्मृताः ॥

Kulam, chalam, dhanam chaiva roopam yauvanameva cha I
Vidhyaa rajyam tapascha  ete chashta madaah smrutaah II
These eight are considered as potential cause for pride: Pedigree,deceit,wealth,appearance,youth,education,estate,and asceticism.

குஞ்சி யழகும் கொடுந்தானைக் கோட்டழகும்
மஞ்சள் அழகும் அழகல்ல - நெஞ்சத்து
நல்லம்யாம் என்னும் நடுவு நிலைமையால்
கல்வி அழகே அழகு- Naaladiyaar

தலைமயிரைச் சீர்படுத்தி முடிப்பதால் வரும் அழகும், முந்தானையில் கரையிட்ட அழகும், மஞ்சள் பூசுவதால் உண்டாகும் அழகும் உண்மை அழகல்ல. மனத்தளவில் உண்மையாக நடந்துகொள்கிறோம் என்னும் நடுவு நிலையாம் ஒழுக்க வாழ்க்கையைத் தரும் கல்வி அழகே மிக உயர்ந்த அழகாம்.
( This verse from Naaladiyar was sent to me by MS. Priya Parthasarathy from Austin-USA )

उष्ट्राणां च विवाहेषु गीतं गायन्ति गार्दभा: |
परस्परं प्रशंसन्ति अहो रुपमहो ध्वनि: || 

Ushtranam cha vivaheshu gitam gayanti gardabhah |
Parasparam prashamsanti aho rupamaho dhvanih ||
At the wedding of camels, donkeys sing songs |
Camels & donkeys praise each other, ‘What beauty’, ‘What a voice’

यथा चित्तं तथा वाचो यथा वाचस्तथा क्रियाः ।
चित्ते वाचि क्रियायांच साधुनामेक्रूपता ॥

Yatha chittam tatha vaacho yatha vaachas tatha kriaah I
Chitte vaachi kriyaayaam cha saadhoonaam eka roopataa II
Your thought become your words, your words become your actions. One who is clean in his thoughts, words, and action - all of them - he is called a "Sadhu".

श्रीभगवानुवाच |
सुदुर्दर्शमिदं रूपं दृष्टवानसि यन्मम |
देवा अप्यस्य रूपस्य नित्यं दर्शनकाङ्क्षिण: || BG11.52||

नाहं वेदैर्न तपसा न दानेन न चेज्यया |
शक्य एवंविधो द्रष्टुं दृष्टवानसि मां यथा || BG11.53||
 The Supreme Lord said: This form of mine that you are seeing is exceedingly difficult to behold. Even the celestial gods are eager to see it. Neither by the study of the Vedas, nor by penance, charity, or fire sacrifices, can I be seen as you have seen me.

SRI KRISHNAYA THUBHYAM NAMAH